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APIs Overview

As an Account Servicing Payment Service Provider (ASPSP de Volksbank N.V.), we offer payment services to customers with our 3 brands ASN Bank, RegioBank and SNS. We focus on consumers, self-employed entrepeneurs and SMEs.

Our APIs

As an Account Servicing Payment Service Provider (ASPSP de Volksbank N.V.), we offer payment services to customers with our 3 brands ASN Bank, RegioBank and SNS. We focus on consumers, self-employed entrepeneurs and SMEs. Within the framework of the Payment Services Directive 2 (PSD2) you can use one or both of the AIS and PIS API as Third Party Payment Service Provider (TPP), provided:

  1. You have the necessary PSD2 PIS-license or AIS-registration from the national competent authority ‘De Nederlandsche Bank’ (whether or not via “passporting”) for this purpose:
    • payment service 8 Account information services (AIS), as described in the Annex of the European Payment Services Directive, the Payment Services Directive (2015/2366 / EC) and/or
    • payment service 7 Payment initiation services (PIS), as defined in the Annex of the European Payment Services Directive, the Payment Services Directive (2015/2366 / EC)
  2. The customer (payment service user) has given his consent for these services.
Here is an overview of our APIs.

Account Information Services (AIS) APIs

As an organisation you may collect account and payment information from our payment customers using our brands.
We currently support the following account information services:

  • Get Account information
    This enables the retrieval of product data for the payment account concerned, such as IBAN, product name and any alias name of the payment account chosen by the customer.
  • Get Balances for a given account
    This allows you to request the Balance of a chosen payment account.
  • Get Transaction information
    This API allows you to view all payment transactions of the relevant payment account over a requested period.

Payment Initiation Services (PIS) API

This API enables your organisation to send payment orders to our brands in a safe way on behalf of our customers. Customers can be consumers, self-employed entrepeneurs and SMEs. We currently support the initiation of a single, to be processed SEPA Credit Transfer, for both our private and business customers.

For the technical documentation we refer to Documentation on this site and the Developer Portal (including swagger files).

Please check the table below for the required license and certificate:


Scope

API

AISP

License

PISP

License

Banking

License

Certificate

AIS

Consent

PSD2 certificate signed by a QTSP

AIS

Account Information Services

PSD2 certificate signed by a QTSP

PIS

Payment Initiation Services

PSD2 certificate signed by a QTSP

PIS

Payment Execution Services

PSD2 certificate signed by a QTSP

AIS

Sandbox Consent


*

TLS/SLL (license request pending) or PSD2 certificate, both signed by a QTSP

AIS

Sandbox Account Information Services


*

TLS/SLL (license request pending) or PSD2 certificate, both signed by a QTSP

PIS

Sandbox Payment Initiation Services


*

TLS/SLL (license request pending) or PSD2 certificate, both signed by a QTSP

PIS

Sandbox Payment Execution Services


*

TLS/SLL (license request pending) or PSD2 certificate, both signed by a QTSP

* or pending request NCA

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